This website www.Lendoe.com is operated by Lending Partners Limited, registered in England & Wales, company registration number 10466213. Registered office: 20 – 22 Wenlock Road, London N1 7GU. Trading Address: 92 Murray Grove, Hoxton, London N1 7QJ. Lending Partners is not authorised or regulated by the Financial Conduct Authority. The products offered by Lending Partners are commercial business loans, not consumer loans. Please read the details set out below carefully before using this website. By visiting this website, you agree to be bound by the following terms and conditions and disclaimers. The products on this website are only available to UK residents over the age of 18.

Our Legal Grounds for Holding Your Data

We at Lending Partners Limited regard the lawful treatment of Personal Data about its customers to be fundamental to the success of the business. Lending Partners Limited process information about you in accordance with our privacy policy. We define data protection as, protecting a person by, ensuring that their right to privacy is not impaired through the handling of their personal data. By using this website, you consent to us processing your details for the use of borrThe UK’s data protection laws allow us to use your personal data provided we have a lawful basis to do so. This includes sharing  it in certain circumstances, as described below.  

We consider we have the following reasons (legal bases) to use your personal data: 

• Performance of contract with you: we need to use your personal data to be able to successfully legally contract with  you.  

• Compliance with our legal obligations: we need to use your personal data so as to comply with certain legislation such  as financial crime legislation.  

• Your consent: You can withdraw this consent at any time, in which case we will cease to use it, unless we have a right  and a need to continue processing it for one of the other reasons set out above.  

More information on how we use your personal data and for what purposes is set out below.owing and confirm that the data you provide us with is accurate.

What Data Do We Collect?

Data Provided By You:

• Funder application details: for example but not limited to, your name, national insurance number, postal address, your  email address, telephone numbers, date of birth, bank account details, equipment requirement details, home  ownership details, reason for borrowing, your assets and liabilities, details of your proof of identity documentation,  proof of address documentation, evidence of additional equity available and evidence of any other business interests  

• When you talk to us: for example on the phone, or in person including call recordings and voice messages. We may  monitor or record calls with you to check we have carried out your instructions, to resolve queries or disputes, to  improve the quality of our service or for regulatory or fraud prevention purposes  

• In writing: for example letters, emails, texts and other electronic communications  

• Online: for example when you use our website or mobile app  

• In financial reviews, for renewals and in any surveys etc

Data We Collect When You Use Our Services?

• Transaction data: for example what sort of products you are selecting, the length of term, the types of asset you are  looking at financing, business type and geographical location  

• Payment data: for example, the amount, origin, frequency, history and method of your payments  

• Usage and profile data: for example, the profile you create to use our website and mobile app and how you use it. We  gather this data from the devices you use, using cookies and other software  

• Register online or other communication methods for our services.  

• Voluntarily complete a customer survey or provide feedback on any of our message boards or via email.  

• Use or view our website via your browser’s cookies.

Data Provided To And By Third Parties

• Data from persons that introduce you to us: for example, brokers, product suppliers, financial advisers, agents, finance  providers or other third parties  

• Data from credit reference agencies, most likely to be either Experian, Equifax or CallCredit   Data from fraud prevention agencies  

• Publicly available information: for example, from the land registry, companies house, the electoral register, other  information available online or in the media, including social media

Special Category Data

In the course of your interactions with Lending Partners Limited, you may share information that is classified as ‘Special Category  Data’. This could include data about:  

• Race  

• Ethnic origin  

• Politics  

• Religion  

• Trade union membership  

• Genetics  

• Biometrics  

• Health  

• Sex life  

• Sexual orientation  

Where you do share information relating to any of these categories e.g., when you may share information about your health or  a characteristic of vulnerability Lending Partners Limited will always seek explicit consent from you to store and process such  information.

Why Is Personal Data Collected By Us

Lending Partners Limited collect personal data for a number of reasons  From time to time, we may contact you to ask for your consent to use your personal data for other purposes. Your personal data  may also be used for other purposes where required or permitted by law.  

When we and fraud prevention agencies process your personal data, we do so on the basis that we have a legitimate interest in  preventing fraud and money laundering, and to verify identity, in order to protect our business and to comply with laws that  apply to us. Such processing is also a contractual requirement of the services or financing you have requested. We, and fraud  prevention agencies, may also enable law enforcement agencies to access and use your personal data to detect, investigate and  prevent crime. Fraud prevention agencies can hold your personal data for different periods of time, and if you are considered to  pose a fraud or money laundering risk, your data can be held for up to six years.  

In order to process your application, we may supply your personal information to credit reference agencies (CRAs) in which case  they will give us information about you, such as about your financial history. We do this to assess your creditworthiness and  product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity. When CRAs  receive a search from us they may place a search footprint on your credit file that may be seen by other lenders and used to  assess applications for finance from you and members of your household. The CRA may also share your personal information  with other organisations. We may also continue to exchange information about you with CRAs on an ongoing basis, including  about your settled accounts and any debts not fully repaid on time. CRAs will share your information with other organisations.  Your data will also be linked to the data of your spouse, any joint applicants or other financial associates. We can provide you  with the identities of the CRAs and the ways in which they use and share personal information upon your request.  

From time to time, we may provide your information to our partners, third parties and customer service agencies for research  and analysis purposes so that we can monitor and improve the services (or as the case may be) we provide. We may contact you  by post, e-mail or telephone (or as required) to ask you for your feedback and comments on our services (or as the case may be).  We may also contact you about our other goods or services that may be of interest to you.

How Will We Use Your Data?

Our Company collects your data so that we can:  

• Process your application and manage your request.  

• Email you with special offers on other products and services we think you might like.  

• To monitor the performance of our products and services to ensure consumer outcomes are being achieved  

• To manage your relationship with us.  

• To enable you to participate in prize draw(s), competition(s) or complete a survey(s).  

• To improve our website, products/services, marketing or customer relationships.  

• To recommend products or services which may be of interest to you

Lawful Basis For Processing Data

Data Type 

• Identity Data: Examples: Name, date of birth
  We process identity data where it is necessary to perform a contract with you or to comply with legal obligations, including identity verification and KYC/AML requirements.

• Contact Data: Examples: Email address, telephone number
  We process contact data to provide our services, communicate with you regarding your account, and for our legitimate business interests in maintaining customer and business relationships.

• Financial Data: Examples: Bank account details, income information
  We process financial data where necessary to perform a contract and to meet legal and regulatory obligations, including accounting, auditing, and compliance requirements.

• Transaction Data: Examples: Payments, purchases, funding history
  We process transaction data to fulfil our contractual obligations and to comply with tax, accounting, and other legal requirements.

• Profile Data: Examples: Preferences, account history, service interactions
  We process profile data based on our legitimate interests in improving our services, managing customer relationships, and enhancing the user experience.

• Usage Data: Examples: Website usage, app interactions, device information
  We process usage data for our legitimate interests in maintaining website security, improving functionality, and analysing performance. Where required by law, we rely on your consent for cookies and similar technologies.

• Marketing and Communications Data: Examples: Marketing preferences and communication history. We process this data based on your consent for direct marketing activities and, where applicable, our legitimate interests in conducting B2B marketing and keeping customers informed about relevant products and services.

When Personal Data Is Shared

Your personal data may be used by our partners, lenders, brokers, agents, sub-contractors, lawyers and by any of our or their  subsidiary or associated companies before, during and after your agreement facilitated by us. Any of these third parties may  contact you by post, e-mail or telephone (or as required).  

We may also share your personal data with CRAs, fraud prevention agencies, law enforcement agencies, regulators and other  authorities, the UK Financial Services Compensation Scheme any agent that you have given us authority to communicate with  and persons you ask us to share your data with, companies that we introduce you to, market researchers tracing and debt  recovery agencies and customer service agencies for the purposes set out above. These agencies and firms may also share your  personal data with others.

What Are Your Data Protection Rights And Choices?

Your personal data is protected by legal rights, which include: 

• Right to be informed – Individuals have the right to be informed about the collection and use of their personal data  

• he right of access to your personal data – Individuals have the right to access and receive a copy of their personal data  and other supplementary information.  

• The right to rectification- Individuals have the right to have inaccurate personal data rectified or completed if  incomplete.  

• The right to erasure – Individuals have the right to have their personal data erased.  

• The right to restrict processing – Individuals have the right to request the restriction or suppression of their personal  data.  

• The right to portability – This allows individuals to obtain and reuse their personal data for their own purposes across  different services.

• The right to object – this gives individuals the right to object to the processing of their personal data in certain  circumstances, it also gives individuals the absolute right to stop their data being used for direct marketing  

• The right in relation to automated decision making and profiling – this allows individuals to object to their data being  used in an automated individual decision-making process (making a decision solely by automated means without any  human involvement) and profiling (automated processing of personal data to evaluate certain things about an  individual). Profiling can be part of an automated decision-making process.  

There may be reasons why we need to keep or use your data, but please tell us if you think we should not be processing your  data. 

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us  at our email hello@lendoe.com.  

For further information on how your information is used, how we maintain the security of your information and your rights in  relation to it, please contact us via email hello@lendoe.com or call us on 07401124516.

How Long Is Your Data Kept?

We will retain your personal data as long as you are a customer with us. We may retain your personal data beyond this date for  the purposes mentioned above and will in any case at all times retain your personal data for the minimum period required by  law. 

We may also retain your data to deal with any disputes, to maintain records and to show we have dealt with you fairly.  We may also retain your data for research and statistical purposes in which case we will ensure it is kept private and used only  for these purposes.  

Data about live and settled accounts is kept on credit files for six years from the date they’re settled or closed. If the account is  recorded as defaulted, the data is kept for six years from the date of the default.

Marketing

Lending Partners Limited understands that with the introduction of the Consumer Duty, it is likely the level of communications  issued by our business will increase. This will be necessary to support customers to understand the products and services  offered and to provide support to customer throughout the lifecycle of the relationship.  

Our Company would like to send you information about products and services of ours that we think you might like, as well as  those of our partner companies.

Privacy Policies Of Other Websites

Lending Partners Limited’s website contains links to other websites. If you click on a link to another website, our privacy policy  no longer applies, and we recommend you review that sites privacy policy to establish how they will process your data.

Changes To Our Privacy Policy

Our Company keeps its privacy policy under regular review and places any updates on this web page. This privacy policy was last  updated on 20/12/2025.

How To Contact Us

If you have any questions about Our Company’s Privacy Policy, the data we hold on you, or you would like to exercise one of  your data protections rights, please do not hesitate to contact us.  

Email us at: hello@lendoe.com  

Call us: 07401124516

How To Make A Complaint And Contact The Appropriate Authority

If you are unhappy about how your personal data has been used by us, please contact us and we will be happy to register a  complaint.

You also have a right to complain to the Information Commissioner’s Office which regulates the processing of personal data. You  can contact them at Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF, on 0303 123  1113 or by email to casework@ico.org.uk. See also https://ico.org.uk/global/contact-us/.